Optima Capital offers home mortgage and refinance, with low rates refinanc

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Optima Capital Corp. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Below is a description of some of the various loan programs we offer. Once you have a program that meets your needs, you may Apply online . In addition to these, we offer custom loan programs, tailored for your specific needs. Feel free to contact us to find out more about our custom loan programs. Jumbo Loans up to $6,000,000 A Conforming mortgage is a loan that falls under the maximum amount of loans Federal National Mortgage Association (FNMA, Fannie Mae) and Federal Home Loan Mortgage Corporation (FHLMC, Freddie Mac) are legally allowed to buy, up to $417,000. Benefits Convenience - Immediate access to funds. Flexibility - No rules on what funds are to be used for. Possible tax advantage - Interest may be tax deductible in most circumstances. Security - Available funds for unexpected expenses. Apply online , or if you have questions, call or contact Us for a no-obligation consultation with our highly trained loan representatives to determine the loan program that best meets your needs. What is A Home Equity Line of Credit? A Home Equity Line of Credit (HELOC) is a form of credit in which your home serves as collateral. It is a revolving line of credit which offers immediate access to cash funds whenever needed. You can access your funds by simply writing a line of credit check, and when you pay down your outstanding balance that amount is immediately available to again borrow against. Monthly payment requirements are as low as "interest only". *Benefits* Convenience - Immediate access to Cash Funds. Flexibility- No rules on what funds are to be used for. Possible tax advantage- Interest may be tax deductible in most circumstances. Security- Available funds for unexpected expenses. Apply online , or if you have questions, call for a no-obligation consultation with our highly trained loan representatives to determine the loan program that best meets your needs. Let your money work for you Optima Capital Corp. is your Financial Key when if comes to making dollars work for you! At Optima Capital, we can provide you with additional funds by refinancing or streamlining your existing home loan. By unlocking dollars, you can remodel your kitchen, put in a new room addition, have the money for your child's education, or take that vacation you have long been waiting for. Refinancing your loan saves dollars, lowers interest rates, and lowers monthly payments. Shorter Term: You can also shorten your term by reducing the length of your loan by up to 15 years. *Other Benefits:* Home improvements Room Additions Remodeling Vacation Education Reduced Interest Rate Lower Monthly Payment Shorter Term 100% Financing One of the major deterrents for many homebuyers is coming up with the down payment for purchasing a home. Optima Capital Corp. offers qualified buyers the ability to purchase a home with no required down payment. This is classified as our 100% financing program. Optima Capital Corp. offers 100% financing programs tailored to fit your needs. Some of the advantages of 100% financing include: No Escrow Payment No Private Mortgage Insurance (PMI) No Reserves No Money Down

Pay Option (flexible payment plan)
Fixed 30 years
(5/1) Interest Only Loans

Pay Option (flexible payment plan) Term: 30 years Maximum Amount: $2,000,000

Fixed 30 years Term: 30 years Maximum Amount: $2,000,000

(5/1) Interest Only Loans Term: 30 years Maximum Amount: $1,000,000


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.